Fiduciary Investment Management

Fee-Only Financial Advisors

We're Here For You:  (770) 627-2121

  Cumming, GA 30041

Alpharetta, GA 30004

Working Together For Your Future

Proudly Serving Our Community For:

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Discover Your Financial Future:

First, our team explores your financial landscape, listens, analyzes, and considers all aspects of your situation, goals, risk capacity, and needs.

Crafting Your Customized Plan:

From the insights we gain, we create a personalized financial strategy just for you. Our tailored plans cover savings, investments, taxes, and retirement, prioritizing your financial health and prosperity.

Implement, Monitor, & Refine:

We bring your plan to life by setting up accounts, orchestrating investments, organizing automatic savings, and making sure everything runs smoothly. We will also continually monitor and adapt your financial plan to life's changes, financial markets, tax laws, and more, keeping you on the best path toward your goals.

How Our Fiduciary Standard Protects You

Not all financial advisors are alike. Though the term personal financial advisor is broadly used, you might be surprised to learn that there are many different types of advisors, and even more surprised to learn they aren’t all created equal. For example, you may think that all advisors are legally required to always act in their clients’ best interests. Not only is this inaccurate, but it can also be detrimental to investors who unwittingly expose themselves to biased and potentially costly advice from advisors who put their own interests before investors. Only financial advisors who are fiduciaries are legally required to act in the best interests of their clients.


At Financial Consultants Group, we’re held to a fiduciary standard, meaning that we are committed to placing our clients’ interests ahead of our own. We act as the guardian of your investment future by helping you build, grow, protect, and in some cases transfer wealth for your investment portfolio and seek to achieve your individual goals and dreams.

Navigate Your Financial Journey with Confidence

Since 1996, Financial Consultants Group, Inc. has offered clients holistic financial planning and investment management services. As a registered advisory firm, our advisors prioritize your financial needs and goals with a fiduciary standard of care.


We're more than advisors. We are your financial partners, always ready to answer questions, provide guidance, and ensure your journey to financial stability is as seamless and rewarding as possible.


Our independent, full-service approach to wealth management will simplify your financial life, giving you more time to focus on what truly matters.


Navigate Your Financial Journey with Confidence

Since 1996, Financial Consultants Group, Inc. has offered clients holistic financial planning and investment management services. As a registered advisory firm, our advisors prioritize your financial needs and goals with a fiduciary standard of care.


We're more than advisors. We are your financial partners, always ready to answer questions, provide proactive guidance, and ensure your journey to financial stability is as seamless and rewarding as possible.


Our independent, full-service approach to wealth management will simplify your financial life, giving you more time to focus on what truly matters.


What does Financial Freedom look like for you?

Services Tailored to Your Unique Financial Landscape


Start your financial journey with a guided map. Our expert advisors will work with you to understand your financial status and goals, offering tailored solutions, whether for retirement planning, college funding, or investments. Get practical guidance and strategic advice every step of the way.

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At our fee-only financial advisory firm, we don't earn commissions or rely on product sales. Instead, we charge a flat fee. This unique approach ensures our advice and tailored portfolios align perfectly with your objectives while allowing us to proactively adapt to changes in the investment landscape to support your goals effectively.

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Dreaming of a worry-free retirement? We can make that dream a reality. Our retirement planning services ensure you're financially prepared to embrace life after work. We consider your finances, retirement goals, and projected expenses to create a comprehensive plan that secures your golden years.

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This service is designed to help you make decisions about what to do with your money, how to make it grow, and how to protect it. We will also look at your whole financial picture and come up with a plan that fits your needs.  The goal is to help you achieve your financial goals and ensure your wealth lasts for generations.

Learn More

We will provide tips on how to grow your money by investing it. Based on your goals, risk tolerance, and time horizon, we will help you decide where to put your money (like in stocks or bonds), how much to put in, and when to make changes.  We will then keep an eye on your investments and make sure they’re performing well.

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Through this service, we will help you make a plan for what happens to your money and other assets (like your house or car) after you're gone. Our aim is to create a plan that’s legally sound, tax-efficient, and, most importantly, aligns with your wishes.

Learn More

Services Tailored to Your Unique Financial Landscape


Start your financial journey with a guided map. Our expert advisors will work with you to understand your financial status and goals, offering tailored solutions, whether for retirement planning, college funding, or investments. Get practical guidance and strategic advice every step of the way.

Learn More

At our fee-only financial advisory firm, we don't earn commissions or rely on product sales. Instead, we charge a flat fee. This unique approach ensures our advice and tailored portfolios align perfectly with your objectives while allowing us to proactively adapt to changes in the investment landscape to support your goals effectively.

Learn More

Dreaming of a worry-free retirement? We can make that dream a reality. Our retirement planning services ensure you're financially prepared to embrace life after work. We consider your finances, retirement goals, and projected expenses to create a comprehensive plan that secures your golden years.

Learn More

This service is designed to help you make decisions about what to do with your money, how to make it grow, and how to protect it. We will also look at your whole financial picture and come up with a plan that fits your needs.  The goal is to help you achieve your financial goals and ensure your wealth lasts for generations.

Learn More

We will provide tips on how to grow your money by investing it. Based on your goals, risk tolerance, and time horizon, we will help you decide where to put your money (like in stocks or bonds), how much to put in, and when to make changes.  We will then keep an eye on your investments and make sure they’re performing well.

Learn More

Through this service, we will help you make a plan for what happens to your money and other assets (like your house or car) after you're gone. Our aim is to create a plan that’s legally sound, tax-efficient, and, most importantly, aligns with your wishes.

Learn More

Finance Made Simple: Dive into Our Latest Articles!

A person is holding a 20 dollar bill with an american flag sticking out of it.
By David Fountain, CFP® professional June 27, 2024
Achieve financial freedom with this 5-step checklist, and learn how a fiduciary financial planner can guide you. Contact Financial Consultants Group today!
A man is reading a book about financial planning.
By David Fountain, CFP® professional May 24, 2024
Many people believe a financial plan revolves solely around an investment portfolio. They envision a collection of stocks, bonds, and other assets strategically chosen to maximize returns. While building a solid portfolio is essential, a comprehensive financial plan from a fiduciary financial planner encompasses a broader spectrum. Financial Consultants Group's team takes a holistic approach, crafting personalized strategies that address all facets of your financial well-being. Let's look at the critical components of a well-rounded financial plan beyond the investment portfolio: 1. Personal Cash Flow A solid cash flow analysis acts as a cornerstone for your financial life. This involves meticulously tracking your income (salary, dividends, rental income) and expenses (rent/mortgage, utilities, groceries). By understanding your cash flow, you can identify areas to optimize spending, build a realistic budget, and prioritize financial goals. 2. Risk Management Financial decisions can be fraught with risk. A financial planning firm can help you navigate these risks by identifying threats like market downturns, job losses, or critical illness. At Financial Consultants Group, we develop strategies to mitigate these risks, such as creating an emergency fund, diversifying your investments, and securing adequate insurance coverage. 3. Tax Strategies Taxes are inevitable, but a competent financial planner can help you minimize your tax burden. We stay up-to-date on the latest tax laws and explore strategies like retirement account contributions, tax-deductible expenses, and potential tax credits to maximize your after-tax income. 4. Cash Reserves Life presents unexpected challenges, but an emergency fund — a readily available cash reserve — is a safety cushion for sudden needs such as car repairs or medical emergencies. Establishing a cash cushion equivalent to 3-6 months of living expenses is advisable. This approach offers peace of mind and safeguards long-term investments from being used for immediate requirements. 5. Equity Compensation For many employees, stock options or restricted stock units (RSUs) are a form of compensation. These equity-based rewards offer ownership in the company, but navigating their complexities can be challenging. A fiduciary financial planner can guide you through the vesting schedule, tax implications, and diversification strategies to maximize the benefit of your equity compensation. 6. Education Planning College costs continue to rise, making education planning a crucial aspect of a comprehensive financial plan. Our team can help you explore options like 529 college savings plans and Coverdell Education Savings Accounts (ESAs) to save for your grandchild's education in a tax-advantaged way. We can also help you project future college costs and develop a savings strategy to meet your goals. 7. Debt Management We can explore options like debt consolidation, snowball/avalanche methods, and prioritizing high-interest debt to accelerate repayment. We'll also guide you on responsible credit card usage and budgeting strategies to avoid future debt accumulation. 8. Retirement Planning Retirement should be a time of relaxation, not financial stress. Our expert financial planners partner with you to define personalized retirement goals. We consider factors like desired retirement age, lifestyle expectations, and maximizing social security benefits. Explore retirement savings options—IRAs, 401(k)s, and Roth accounts—to secure ample funds for a comfortable retirement. 9. Estate Planning Estate planning ensures your assets are distributed according to your wishes after your passing. Our team can guide you through the process of creating a will, establishing trusts, and appointing beneficiaries. We can also help you minimize estate taxes and ensure your loved ones are cared for. 10. Insurance Planning Adequate insurance coverage protects you and your loved ones from unforeseen events. Our financial planners can assess your needs and recommend appropriate insurance products, including life, disability, and health insurance. We'll ensure you have sufficient coverage to protect your financial well-being in the face of illness, disability, or death. Conclusion Building a robust financial plan goes beyond crafting an investment portfolio. At Financial Consultants Group, our team of fee-only financial advisors in Cumming takes a holistic approach, addressing every aspect of your financial life. We are your trusted advisor, guiding you through life's financial milestones and helping you achieve your long-term goals. Are you ready to take control of your financial future? Contact Financial Consultants Group today for a complimentary consultation. Our Alpharetta fiduciaries will work diligently to understand your unique circumstances and develop a personalized plan that allows you to achieve financial security and peace of mind. Call us at (770) 627-2121 or complete our contact form to schedule your consultation.
A man is holding a 20 dollar bill in front of an american flag.
By David Fountain, CFP® professional April 18, 2024
Tired of watching your money lose value? This blog post lists 5 compelling reasons to start investing now. Schedule a free consultation with a fiduciary financial advisor today!
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All-Encompassing Financial Guidance

We provide extensive financial planning and personalized investment management services. From retirement strategies to college savings and investment management, we take a holistic approach to safeguarding your financial future.

Transparent, Fair Pricing

We believe in honest and fair pricing. That's why we operate on a fee-only structure, ensuring our recommendations are never influenced by commissions. Our fees are solely based on the services we provide. This aligns our interests closely with yours, fostering a transparent and objective advisory relationship.

Community Focused

We're not just some faceless corporate chain. We are your friends and neighbors, deeply rooted in the thriving Greater Atlanta Region. This is our home, where we have worked, raised our children, and created cherished memories. Our love for this area permeates us, and we're grateful for its blessings. In return, we're committed to giving back and supporting the community that has supported us for decades.

Putting Your Interests First.

At Financial Consultants Group, our fiduciary advisors consistently prioritize your best interests. We surpass the "suitability standard" followed by other firms, going the extra mile. Our advice isn't merely suitable; it's meticulously tailored to your distinct financial situation. Experience the difference with us.

Putting Your Interests First.

At Financial Consultants Group, our fiduciary advisors consistently prioritize your best interests. We surpass the "suitability standard" followed by other firms, going the extra mile. Our advice isn't merely suitable; it's meticulously tailored to your distinct financial situation. Experience the difference with us.

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